Disclosure

This website is provided as a service of Excel Financial, LLC. ("Excel"). By accessing the Excel website, you agree to the following terms and conditions:

SEC REGISTRATION:  Excel is a registered investment adviser with the United States Securities and Exchange Commission and, pursuant to pertinent laws and regulations, also maintains a "notice filing" with several other states. Excel and its representatives are in compliance with the current registration and notice filing requirements imposed upon SEC registered investment advisors by those states within which the firm maintains clients.  Excel may only transact business in those states in which it is notice filed or in which it qualifies for an exemption or exclusion from notice filing requirements.  For information pertaining to the registration status of Excel, please contact the United States Securities and Exchange Commission on their website at www.adviserinfo.sec.gov. 

NO OFFER:  Nothing on the Excel website should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction. Excel does not render or offer to render personalized investment advice or financial planning advice through the Excel website. Excel's specific advice is given only within the context of our contractual agreements with each client. The Excel website is limited to the dissemination of general information about Excel's service offerings and provides an alternative method for clients and prospective clients to learn more about Excel, contact Excel, and, where applicable, access account information and other linked information.  Advice may only be rendered after the delivery of Form ADV-Part II and the execution of an investment advisory agreement by the client and the advisor.

NO RELIANCE:  While Excel uses reasonable efforts to obtain information from sources which it believes to be reliable, Excel makes no representation that the information or opinions contained on the Excel website are accurate, reliable or complete. The information and opinions contained in the Excel website are provided by Excel for personal use and informational purposes only and are subject to change without notice.  Nothing contained on the Excel website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. Excel's specific advice is given only within the context of our contractual agreements with each client.

LINKED WEBSITES:  When you access certain links on the Excel website you may leave the Excel website. Excel does not endorse the content of such websites nor the products, services or other items offered through such websites. Any links to other sites are not intended as referrals or endorsements, but are merely provided to the users of the Excel website for convenience and informational purposes.

PASSWORD-PROTECTED AREAS:  Some of the material in Excel's website, notably under My Account section, is password-protected and access to these areas is restricted to authorized users only. For example, the TD Ameritrade site is password-protected for Excel's clients only. The user of such password-protected areas is responsible for any use of the password and for maintaining the confidentiality of the password.

DOWNLOADED MATERIAL FROM WEBSITE:  You may download or print out a hard copy of individual pages and/or sections of the Excel website, and files made available for download, provided that you do not remove any logos or other proprietary notices. Any downloading or otherwise copying from the Excel website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for an public or commercial purpose the Excel website without prior written permission of Excel.